Tri-Merged Credit Reports

Reformatted credit reports from one-to-three of the major bureaus (Experian, Equifax and TransUnion).

  • Easy to Read Format
  • Cost Accounting
  • Compliance
  • Business Building
  • Free Score Potential
  • Add Bureaus
  • Add Spouse
  • Other forms and reports

    • Score Disclosure - a notice to the applicant that you have pulled their credit history from TransUnion, Experian, and/or Equifax.
    • Consumer Copy - an easy to read version of the credit report to distribute to the borrower. (can be translated into Spanish)
    • Derogatory Letter- a letter addressed to the borrower to explain  any derogatory accounts or public records. (can be translated into Spanish)
    • Creditors- a list of all reported creditors including address and phone numbers.
    • Adverse Summary - a report summarizing only derogatory accounts and public records.
    • Denial Letter - a statement of denial, termination, or change.  This form requires you to check the necessary statements before you print the form.
    • Trade Comparison- a report that contains the raw data from each bureau to  determine possible inaccurate data that could be affecting the score.
    • Form 1003 - a printable PDF application including the borrowers’ name, ss and address along with liabilities from the credit report.

View Sample (pdf)